Universal LMS Finance and Leasing Corporation

About ULMS

UNIVERSAL LMS FINANCE & LEASING CORPORATION formerly UMC Finance & Leasing Corporation, began its journey on April 28,1995, with a primary mission of providing credit facilities to individuals and businesses. Since our formal inception in April 1996 with a modest team of seven employees, we have steadily grown to a workface of thirty, all dedicated to serving our expanding client base, which now exceeds fifty thousand individual and corporate accounts.

Our core strength lies in the technical proficiency of our team, under the leadership of Chairman Mr. Conrad G. Marty. The Board of Directors including Mr. Richard Lee, Mr. Matthew Francis Richard T. Lee, Ms. Jessica Justa Geraldine Lee SY, Mr. Maximillan V. Marty, Mr. Ladizlao Avila Jr. guides the company towards excellence.

Over the past 28 years, we have established strong partnership with over fifty accredited dealers and salesmen. Our commitment to technical expertise, customer satisfaction, and financial empowerment has fueled our success.

At Universal LMS, our mission is to provide accessible credit solutions that empower individuals and businesses to achieve their automotive dreams. Our goal is to continue expanding our reach, enhancing our technical capabilities, and maintaining a customer- centric approach to ensure we remain the preferred choice for car financing and leasing.

Join us on our journey as we make car ownership dreams come true, one satisfied customer at a time.


The mission of UNIVERSAL LMS FINANCE &LEASING CORPORATION is to provide its clients with diversified financial products and services and satisfy customers by delivering quality service fast. In so doing, the Company will attain competitive standards that will bring the Company into new heights, deliver reasonable takings to its shareholders and contribute to the country’s socio economic development. It is the vision of the Company to become a dynamic and professional organization whose primary role is to establish and maintain good and lasting relationship with the clients driven by the desire of achieving excellence through service.

Why Choose ULMS?

Transparent Process

At ULMS, transparency is key. We believe in clear communication, ensuring that you fully understand the terms of your loan or lease from the beginning.

Personalized Solutions

We recognize that every individual and business has unique financial needs. Our team works closely with you to tailor loan and leasing solutions that align with your specific requirements and goals.

Customer-Centric Approach

Our commitment to customer satisfaction is unwavering. From application to the final payment, we prioritize your experience, offering support and guidance every step of the way.

Financial Flexibility

Enjoy financial flexibility with our low down payments, competitive rates, and extended terms. We empower you to make the best choices for your budget and lifestyle. For car loans, make it our way at Universal LMS Finance and Leasing Corporation.